Welcome to Premium Credit

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We're Premium Credit, the leading provider of insurance premium finance and a range of annually charged services in the UK and Ireland.

We lend more than £6bn to more than 3 million customers and we're growing.

Certified as a Great Place to Work and recently awarded a Top 100 place in the UK Best Workplaces 2026, we're a successful business with a Trustpilot rating of 4.5, a Net Promoter Score of +78, a Glassdoor rating of 4.4 and a Silver Sustainability medal.

We value our employees and invest in their development, creating opportunities for career and skills development. Don't just take our word for it, we have colleague stories for you to take a look at too.

Our Values and Workplace Culture

We’re a purpose-led company with strong culture, strong values and a demonstrable record of prioritising our customers, partners and colleagues, alongside our investors. We proudly support our community of customers and partners in creating opportunities through convenient payments.

At Premium Credit we value inclusion and have 9 employee resource groups who lead activities and initiatives to enable us to embrace each others cultures, values and beliefs.

Our Benefits

Healthy Minds and Bodies

We offer an external Employee Assistance Programme with 24/7 support for colleagues and their families. Internally we have a dedicated team of Wellbeing Champions (Mental Health First Aiders).
Colleagues have access to healthcare plans, flu vaccinations and our eye care benefit.
Through our benefits portal you also have access to gym discounts.
Careers that Count

We encourage colleagues do discuss their career and personal development with their manager on a regular basis.
There are a range of internal training programmes as well as the opportunity to undertake more formal training such as an apprenticeship.
Our vacancies are open to internal applications and we support our colleagues for internal applications and interviews.
Rewards that Matter

We celebrate success with our quarterly Premium Awards, highlighting the great work our colleagues do day to day. Nominations come from our colleagues and recognise those who go above and beyond to deliver for our partners, customers and colleagues.
A Chance to Give Back

We offer one day's paid volunteering per year and our colleagues can volunteer as a team as part of a team building activity or for a local charity that is of interest to them.
Colleagues can apply for Charity Fundraising Matching and each year we nominate a charity to support.
Your Finances

Premium Credit offer a generous pension scheme paying up to 9% of your salary into your pension when you contribute too.
We offer life assurance, critical illness cover and income support.
You have access to competitively priced pension planning advice and will writing services.
Our benefits portal also provides access to a range of discounts across shops and days out.
Work Life Balance

We offer 25 days annual leave with the opportunity to buy or sell 5 days per year. We also offer 3 flexible bank holidays so that our colleagues can celebrate the cultural events that are important to them.
We offer a hybrid working pattern with teams setting in person working patterns that work for them. Dependant on the role this could be weekly or monthly.
We have a range of family friendly policies to support our colleagues at all stages of life.
We also offer long service awards at key milestones as well as the opportunity for colleagues to take a sabbatical.